How to Properly Handle Car Insurance Claims After Experiencing an Auto Accident

Insurance companies play a rather important role in the aftermath of an auto accident. In certain cases, the accident victim has to make a claim against his/her own insurance company, and in other cases, the claim can be made against the insurance company of the party responsible for the auto accident. Regardless of the particular circumstances involving the car accident, the individuals involved need to handle the car insurance claims properly. In this article, we are going to discuss how to properly handle car insurance claims after an accident.

Contact the Insurance Company
One of the more stressful and complicated aspects after experiencing an auto accident, is dealing with the car insurance company. Contacting your insurer is one of the first and most important steps to take after experiencing a car accident. Failure to do so may result in much higher insurance premiums or you getting dropped by the insurance company. You should notify your insurer as soon as you can (preferably within 24 hours or so), after the accident. Even if the accident wasn’t your fault, many insurance companies require the policyholders to report any accident they’re involved in. That said, you should know that contacting your insurance company to report the car accident is important, but that’s as far as you should go, til you have retained the services of a seasoned auto accident lawyer.

Contact an Auto Accident Attorney

Insurance companies generally operate to make money or profit, and not to make things fair or right for you. Therefore, it is important to realize that the insurance company doesn’t really have your best interests at heart. What they really want is to settle things as soon and as cheaply as possible. When you’ve been involved any kind of auto accident, you should not admit fault, you should not provide recorded or personal statements, you should not agree to sign any kind of files or documents, and you should not accept a settlement from the insurance company before contacting an attorney or lawyer who has years of experience with the kind of accident you’ve been involved in. That said, if you or a loved one has been involved in a car accident, and you need the services of a car accident lawyer, simply click right here.

In case, the other party‚Äôs insurance company contacts you, you should politely decline to speak to them, and instead give them your attorney’s contact details. Advise the insurance company that they need to deal with your car accident attorney from now on. Don’t get drawn into any kind of conversation with them, as they’ll try to draw out some information about the car accident from you. Remember, anything you say which makes liability seem less clear, can greatly damage or jeopardize the strength of your claim.

You should also be careful about talking to insurance claims adjusters about the car accident. Don’t tell the insurance adjusters anything about your car insurance (like what your coverage includes). It’s the duty of the insurance adjusters to look for any weaknesses in your insurance claim which can be exploited during settlement time.